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Healthy Benefits Plus with Humana: How to Access and Maximize Your Member Perks

If you’re a Humana member, you might already know about the Healthy Benefits Plus program—but are you using it to its full potential? This program offers eligible members credits each month to spend on everyday health and wellness products, making it easier to stay healthy without overspending. Whether it’s over-the-counter medicines, personal care items, or healthy groceries, this benefit is designed to help you live better and save more.

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What is Healthy Benefits Plus from Humana?

Healthy Benefits Plus is an allowance program provided to certain Humana Medicare Advantage plan members. Through it, you receive a set amount of money each month (or quarter, depending on your plan) to use on eligible products at participating stores.

You can access your benefit by:

  • Logging into the Healthy Benefits Plus website or mobile app

  • Browsing the list of approved products and retailers

  • Shopping in-store or online at partner locations

Key Features & Benefits

  • Monthly/Quarterly Allowance – A credit amount for eligible items.

  • Wide Product Selection – From vitamins and first aid supplies to personal hygiene products.

  • Participating Retailers – Major chains like Walmart, CVS, Walgreens, and others.

  • Easy to Use – Shop online or scan your card in-store.

  • Budget-Friendly – Helps reduce out-of-pocket costs for essential health products.

How to Use Healthy Benefits Plus with Humana

  1. Activate Your Account – Visit HealthyBenefitsPlus.com/HumanaOTC or download the app.

  2. Browse Eligible Products – Use the search feature to see what you can purchase.

  3. Shop Online or In-Store – Use your member card or order online for delivery.

  4. Check Your Balance – Track your remaining credits in your account.

Personal Experience

I first learned about Healthy Benefits Plus when a Humana representative explained it during my review of my Medicare plan. I activated my account in just a few minutes using the app. My first purchase was surprisingly easy—I picked up vitamins, toothpaste, and healthy snacks at Walmart, and the entire amount was covered by my benefit credits. No forms, no long wait times—just quick savings. Since then, I’ve made it a habit to check my balance each month so I never leave any benefit unused.

Tips to Maximize Your Humana Healthy Benefits Plus

  • Plan Your Purchases – Make a monthly shopping list of eligible products.

  • Check Expiration Dates – Use your credits before they reset.

  • Combine Trips – Shop for all eligible items in one visit to save time.

  • Explore Online Options – Sometimes online stores have a wider selection.

FAQs

Q1: Who is eligible for Healthy Benefits Plus with Humana?
A: Eligibility depends on your specific Humana plan. Many Medicare Advantage members are eligible, but please verify your plan details or contact Humana customer service for confirmation.

Q2: What products can I buy?
A: You can buy approved over-the-counter health products like pain relievers, vitamins, first aid supplies, personal care items, and some grocery products.

Q3: Can I carry over unused credits to the next month?
A: Most plans reset credits monthly or quarterly, so unused amounts usually expire—be sure to use them before they do.

Q4: How do I check my balance?
A: Log into the Healthy Benefits Plus app or website, or call the number on your Humana card.

Q5: Can I shop at any store?
A: No, you must shop at participating retailers listed in your account.

Conclusion

The Healthy Benefits Plus program from Humana is a smart way to stretch your healthcare dollars. By knowing what’s covered and planning your purchases, you can make the most of your monthly credits while keeping yourself stocked with essential health products.

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